5.1INDEMNIFICATION AGREEMENT: The CONTRACTOR agrees to
defend, indemnify, save and hold harmless the Terrebonne Parish
Consolidated Government, including all Parish Departments, Agencies,
Councils, Boards and Commissions, their officers, agents, servants and
employees, including volunteers, from and against any and all claims,
demands, expense and liability arising out of injury or death to any
person or the damage, loss or destruction of any property, including
loss of use, which may occur or in any way grow out of any act,
omission, negligence, or strict liability of CONTRACTOR, its agents,
servants, officers and/or employees, related to the performance or
non-performance of the contract herein entered into, including any and
all costs, expense and/or attorney fees incurred by the Terrebonne
Parish Consolidated Government, all Parish Departments, Agencies,
Councils Boards and Commissions, their officers, agents servants and
employees, including volunteers, as a result of any such claims,
demands, and/or causes of action except those arising out of the sole
negligence of Terrebonne Parish Consolidated Government, all Parish
Departments, Agencies, Councils, Boards and Commissions, their
officers, agents, servants and employees, including volunteers. This
indemnification does not apply to any strict liability of Terrebonne
Parish Consolidated Government, all their officers, agents, servants
and employees, including volunteers. The CONTRACTOR agrees to
investigate, handle, respond to, provide defense for and defend any
such claims, demands or suits at its sole expense related thereto,
even if such claim, demand or suit at its sole expense related
thereto, even if such claim, demand or suit is groundless, false or
fraudulent.
5.2
POLICIES AND CERTIFICATES: All policies and certificates
of insurance of the Contractor/Subcontractor shall contain the
following clauses:
5.2.1 The Contractor/Subcontractor's insurer will have no right
of recovery or subrogation against the Terrebonne Parish
Consolidated Government (TPCG), it being the intention of the
parties that the insurance policies so affected shall protect both
parties and …. be …. The primary coverage for any and all losses
covered by the below described insurance.
5.2.2 The Terrebonne Parish Consolidated Government shall
be named as an additional insured as regards negligence by the
contractor (ISO Forms CG 20 10 11 85).
5.2.3 The insurance companies issuing the policy or policies
shall have no recourse against the TPCG for payment of any
premiums or for assessments under any form of policy.
5.2.4 Any and all deductible in the below described insurance
policies shall be assumed and be for the amount of, and at the sole
risk of the Contractor/Subcontractor.
5.3INSURANCE: The Contractor/Subcontractor, prior to
commencing work, shall provide at his own expense proof of the
following insurance coverage required by the contract to TPCG
in insurance companies authorized in the State of Louisiana. Insurance
is to be placed with insurers with an A.M. Best's rating of no less
than A:VI. This requirement will be waived for workers' compensation
coverage only for those contractors whose workers' compensation
coverage is placed with companies who participate in the State of
Louisiana Workers' compensation Assigned Risk Pool or the Louisiana
Workers' Compensation Corporation.
5.3.1 All notices will name the Contractor/Subcontractor and
identify the contract number. Insurance coverage specified in the
GENERAL CONDITIONS is to be provided by the Contractor, and following
minimum limits:
5.3.1.1Workers' Compensation-Statutory in compliance with the
Compensation Law of the State. Exception: Employers liability to be
$1,000,000 when work is to be over water and involves maritime
exposures. Terrebonne Parish Consolidated Government and the
Contractor mutually agree that it is their intention to recognize
Terrebonne Parish Consolidated Government as the statutory employer of
the contractor's employees (whether direct employees or statutory
employees of the contractor) when any of the contractor's employees
are doing work and/or providing service under this agreement.
5.4Comprehensive General Liability: Comprehensive or
Commercial General Liability (Bodily Injury and Property Damage)
Insurance including the following supplementary coverage: (a)
Contractual Liability to cover (worklet or sublet) liability assumed
under this agreement, (b) Product and Completed Operations Liability
Insurance, (c) Broad form Property Damage Liability Insurance and (d)
coverage for explosion, collapse and underground hazards. The limit
liability for such insurance shall not be less than $500,000 per
occurrence and $1,000,000 aggregate for bodily injury and property
damage. The Terrebonne Parish Consolidated Government, its
subsidiaries and affiliates shall be named as an additional insured.
c) Property Damage Liability insurance will provide
Explosion, collapse and underground coverage where applicable.
d) Personal injury, with employment exclusion deleted.
$1,000,000 Annual Aggregate
e) OWNER shall be named as an additional insured on insurance
certificate(s); the certificate(s) shall be on form(s)
satisfactory to OWNER.
5.4.1 Business Automobile Liability Insurance with a combined
single limit of $250,000 per occurrence for bodily injury and
property damage, unless otherwise indicated. This insurance shall
include for bodily injury and property damage the following
coverage:
1. Any automobiles;
2. Owned automobiles
3. Hired automobiles
4. Non-owned automobiles
5.4.1.1 An Umbrella Policy may be used to meet minimum
requirements.
5.4.1.2 All property losses shall be made payable to and adjusted
with TPCG.
5.4.1.3 All policies of insurance shall be approved by TPCG
prior to the inception of any work.
5.4.1.4 Other insurance required is as follows:
5.4.1.4.1 Owner's and Contractor's Protective Liability
Insurance shall be furnished by the Contractor and name
Terrebonne Parish Consolidated Government the insured.
CSL - Each Occurrence $500,000
5.4.1.5 If, at any time any of the said policies shall be or
become unsatisfactory to TPCG, as to form or substance, or is a
company issuing any such policy shall be or become unsatisfactory to
TPCG, the Contractor/Subcontractor shall promptly obtain a new
policy, submit the same to TPCG for approval and submit a
certificate thereof as herein above provided. Upon failure of the
Contractor/Subcontractor to furnish, deliver and maintain such
insurance as above provided, this contract, at the election of TPCG,
may be forthwith declared suspended, discontinued or terminated.
Failure of the Contractor/Subcontractor to take out and/or to
maintain or the taking out and/or maintenance of any required
insurance, shall not relieve the Contractor/Subcontractor from any
liability under the contract, nor shall the insurance requirements
be construed to conflict with obligations of the
Contractor/Subcontractor concerning indemnification.
5.4.2 Thirty days prior notice of cancellation shall be given to TPCG
by registered mail, return receipt requested, on all of the required
coverage provided to TPCG. All notices will name the
Contractor/Subcontractor and identify the contract number.
5.5INFORMATION TO BIDDERS: RISKS AND IDEMNIFICATIONS
ASSUMED BY THE CONTRACTOR Neither the acceptance of the completed work
nor payment therefore shall release the Contractor/Subcontractor from
his obligations from the insurance requirements or indemnification
agreement.
5.5.1 Additional insurance may be required on an individual basis
for extra hazardous contracts and specific service agreements. If
such additional insurance is required for a specific contract, that
requirement will be described in the "Special Conditions"
of the contract specifications.
5.5.2 If any of the Property and Casualty insurance requirements
are not complied with at their renewal dates, payments to the
Contractor/Subcontractor will be withheld until those requirements
have been met, or at the option of TPCG, TPCG may pay the Renewal
Premium and withhold such payments from any monies due the
Contractor/Subcontractor.
5.5.3 All property losses shall be made payable to and adjusted
with TPCG.
5.5.4 All policies and certificates of insurance SHALL BE
APPROVED BY TPCG PRIOR TO THE INITIATION OF ANY WORK.
5.5.5 Other coverage may be required by TPCG based on specific
needs. If such other coverage is required for this contract, that
coverage will be described in the "Special Conditions" of
the contract specifications.
5.5.6 If at any time any of the foregoing policies shall be or
become unsatisfactory to TPCG, as to form or substance, or if a
company issuing any such policy shall be or become unsatisfactory to
TPCG, the Contractor/Subcontractor shall, upon notice to that effect
from TPCG, promptly obtain a new policy, submit the same to TPCG for
approval and submit a certificate thereof as herein above provided.
Upon failure of the Contractor/Subcontractor to furnish, deliver and
maintain such insurance as above provided, this Contract, at the
election of TPCG, may be forthwith declared suspended, discontinued
or terminated. Failure of the Contractor/Subcontractor to take out
and/or maintain or the taking out and/or maintenance of any required
insurance, shall not relieve the Contractor/Subcontractor from any
liability under the Contract, nor shall the insurance requirements
be construed to conflict with or otherwise limit the obligations of
the Contractor/Subcontractor concerning indemnification. TPCG
reserves the right to require complete, certified copies of all
required insurance policies, at any time.
5.5.7 SUBCONTRACTORS - Contractor shall include all
subcontractors as insured under its policies or shall furnish
separate certificates for each subcontractor. All coverage for
subcontractors shall be subject to all of the requirements stated
herein.
5.5.8 CERTIFICATE OF INSURANCE AND INDEMNIFICATION AGREEMENT-
Contractor shall furnish TPCG with certificates of insurance
affecting coverage required by this clause. The certificates for
each insurance policy are to be signed by a person authorized by
that insurer to bind coverage on its behalf. The certificates are to
be received and approved by TPCG before work commences. TPCG
reserves the right to require complete, certified copies of all
required insurance policies, at any time.
5.5.9 INSURANCE REQUIREMENTS FOR CONTRACTORS - Contractors shall
procure and maintain for the duration of the contract insurance
against claims for injuries to persons or damages to property which
may arise from or in connection with the performance of the work
hereunder by the Contractor, his agents, representatives, employees
or subcontractors. The cost of such insurance shall be included in
the bid.
5.6
MINIMUM SCOPE OF INSURANCE: Coverage shall be at least as
broad as:
5.6.1 COVERAGE:
5.6.1.1 Insurance Services Office form number GL0002 (ED.
1/73) covering Comprehensive General Liability and Insurance
Services Office form number GL0404 covering Broad form
Comprehensive General Liability; or Insurance Services Office
Commercial General Liability coverage ("occurrence form
CG001"). "Claims Made" form is unacceptable. The
"occurrence form" shall not have "sunset
clause".
5.6.1.2 Insurance Services Office form number CA0001 (Ed.
1/.78)covering Automobile Liability and endorsement CA0025 or
CA001 12 90. The policy shall provide coverage for any auto or
owned, hired, and non-owned coverage. If an automobile is to be
utilized in the execution of this contract, and the
vendor/contractor does not own vehicle, then proof of hired and
non-owned coverage is sufficient.
5.6.1.3 Workers' Compensation insurance as required by the
Labor Code of the State of Louisiana, including Employers
Liability insurance.
5.6.2 MINIMUM LIMITS OF INSURANCE: Contractor shall maintain
limits no less than:
5.6.2.1 Commercial General Liability: $500,000 combined
single limit per occurrence for bodily injury, personal injury
and property damage (or higher limits depending on size of
contract).
5.6.2.2 Automobile Liability: $250,000 combined single limit
per accident, for bodily injury and property damage.
5.6.2.3 Workers' Compensation and Employers Liability:
Workers' Compensation limits as required by the Labor Code of
the State of Louisiana and Employers Liability coverage.
Exception: Employers Liability limit is to be $1,000,000 when
work is to be over water and involves maritime exposure.
5.6.3 DEDUCTIBLES AND SELF-INSURED RETENTIONS - Any deductibles
or self-insured retention must be declared to and approved by the
TERREBONNE PARISH CONSOLIDATED GOVERNMENT. At the option of the
Terrebonne Parish Consolidated Government, either: The insurer shall
reduce or eliminate such deductibles or self-insured retention as
respects Terrebonne Parish Consolidated Government, its officers,
officials, employees and volunteers; or the Contractor shall procure
a bond guaranteeing payment of losses and related investigations,
claim administration and defense expenses.
5.6.4 OTHER INSURANCE PROVISIONS: The policies are to contain, or
be endorsed to contain, the following provisions:
5.6.4.1 General Liability and Automobile Liability Coverage
a) TPCG, its officers, officials, employees, boards and
commissions and volunteers are to be added as
"additional insured" as respects liability arising
out of activities performed by or on behalf of the
Contractor; products and completed operations of the
Contractor, premises owned, occupied or used by the
Contractor. The coverage shall contain no special
limitations on the scope of protection afforded to TPCG, its
officers, officials, employees or volunteers. It is
understood that the business auto policy under "Who is
an insured" automatically provides liability coverage
in favor of TPCG.
b) Any failure to comply with reporting provisions of the
policy shall not affect coverage provided to TPCG, its
officers, officials, employees, boards and commissions or
volunteers.
c) The Contractor's insurance shall apply separately to
each insured against whom claim is made or suit is brought,
except with respect to the limits of the insurer's
liability.
5.6.4.2 Workers' Compensation and Employer's Liability
Coverage - The insurer shall agree to waive all rights of
subrogation against TPCG, its officers, officials, employees and
volunteers for losses arising from work performed by the
Contractor for TPCG.
5.6.4.3 All Coverage - Each insurance policy required by this
clause shall be endorsed to state that coverage shall not be
suspended, voided, cancelled thirty (30) days prior written
notice by certified mail, return receipt requested, has been
given to TPCG.
5.6.5 ACCEPTABILITY OF INSURERS - Insurance is to be placed with
insurers with A.M. BEST'S RATING OF NO LESS THAN A:VI. This
requirement will be waived for workers' compensation coverage only
for those contractors whose workers' compensation coverage is placed
with companies who participate in the State of Louisiana Workers'
Compensation Corporation Assigned Risk Pool or Louisiana Workers'
Compensation Corporation.
5.6.6 VERIFICATIION OF COVERAGE - Contractor shall furnish TPCG
with certificates of insurance effecting coverage required. The
certificates for each insurance policy are to be signed by a person
authorized by that insurer to bind coverage on its behalf. THE
CERTIFICATES ARE TO BE RECEIVED AND APPROVED BY TPCG BEFORE WORK
COMMENCES. TPCG reserves the right to require complete, certified
copies of all required insurance policies, at any time.
5.6.7 SUBCONTRACTORS - Contractor shall include all
subcontractors as insured under its policies or shall furnish
separate certificates for each subcontractor. All coverage for
subcontractors shall be subject to all of the requirements stated
herein.
5.7
PARTIAL UTILIZATION - PROPERTY INSURANCE: If OWNER finds
it necessary to occupy or use a portion or portions of the Work
prior to Substantial Completion of all the Work, such use or
occupancy may be accomplished in accordance with paragraph 14:10;
provided that no such use or occupancy shall commence before the
insurers providing the property insurance have acknowledged notice
thereof and in writing effected the changes in coverage necessitated
thereby. The insurers providing the property insurance shall consent
by endorsement on the policy or policies, but the property insurance
shall not be canceled or lapse on account of any such partial use of
occupancy.
5.8 OWNER and CONTRACTOR intend that any policies in response to
paragraphs 5.4 shall protect all of the parties insured and provide
primary coverage for all losses and damages caused by the perils
covered thereby. Accordingly, all such policies shall contain
provisions to the effect that in the event of payment of any loss or
damage the insurer will have no rights of recovery against any of the
parties named as insured or additional insured, and if the insurers
require separate waiver forms to be signed by ARCHITECT, architect's
consultant or subcontractor, CONTRACTOR will obtain the same.
11/20/2008 Thursday
Terrebonne Parish Consolidated Government
200 / November
Terrebonne Parish Consolidated Government | PO Box 2768
| Houma, Louisiana 70360 | (985) 868-5050