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Grant Applications for Elevating or Rebuilding Homes OPEN NOW

Thursday November 02, 2023 09:32 am - 554 Views - Posted By Recovery Assistance & Mitigation Planning
Grant Applications for Elevating or Rebuilding Homes OPEN NOW

Terrebonne Parish

Department of Planning and Zoning

Recovery Assistance and Mitigation Planning

FloodSafe Minute

Grant Applications for Elevating or Rebuilding Homes OPEN NOW

Grants up to 100%

FEMA has announced $800M in grants through the Flood Mitigation Assistance program.  This program funds the Parish elevation and reconstruction programs for repetitive loss and severe repetitive loss structures and localized drainage projects. 

Terrebonne Parish is taking applications to elevate or demolish and rebuild Severe Repetitive Loss and Repetitive Loss properties with 100% or 90% federal funding respectively.  These are properties that have been repetitively flooded and identified by FEMA as prime candidates for risk reduction.  Residential and business properties can be submitted. 

For the second year some of the funding is from the Infrastructure Investment and Jobs Act (IIJA).  This allows the Parish to help people in census tracts that are listed as socially vulnerable to apply for a 90% grant even if they do not meet the repetitive loss definition, but still are at risk of flooding.  The FMA program has set $220M side for elevations or demolition reconstruction to build a new house and $520M is targeted for drainage projects.

To apply, applicants will have to prove that they currently have flood insurance from the National Flood Insurance Program, and that flood insurance was in effect on October 16th when the grant opportunity opened.   

Please call the Parish consultants, HGA, at 985-333-8330 for application materials or answers to questions.

Details

FEMA may contribute up to 100 percent federal cost share for Severe Repetitive Loss (SRL) properties within Individual Property Flood Mitigation Projects. An SRL property, as defined under 42 U.S.C. § 4104c(h)(3), is a structure that:

(a) has a flood insurance policy; and

(b) Has four or more flood claims exceeding $5,000, or

ii. For which at least two separate building claims payments have been made under on the flood policy with the total amount being over the market value of the insured structure.

FEMA may contribute up to 90 percent federal cost share for Repetitive Loss (RL) properties. An RL property, as defined under 42 U.S.C. § 4121(a)(7), is a structure covered by a contract for flood insurance made available under the NFIP that:

(a) Has incurred flood-related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event; and

(b) At the time of the second incidence of flood-related damage, the contract for flood insurance contains Increased Cost of Compliance (ICC) coverage.

All other structures would have to pay 25% of the costs unless they are in a socially vulnerable area.  As a result of FMA funding made available under the IIJA, FEMA may contribute up to 90 percent federal cost share for qualifying FY23 funding priorities.

 

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