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A Note from the President about Flood Insurance
Gordon E. Dove, Parish President
July 6, 2020
June is upon us, and this year, we experienced the first tropical storm to usher in the new hurricane season. Hurricane season is traditionally between June and November of each year. As Parish President, I prepare all year round to be ready for storms and to recover from any damage that does occur. This year is particularly dangerous due to the added threats of COVID 19 that would make any sheltering in place, and the Cajun natural instinct to go out and help those in need, more dangerous. Together, we will not only survive, but thrive.
As the storm season continues, I wanted to remind you to take precautions for the storms or evacuations to protect your lives and property. Every household should have supplies to last for a week including medicine, water, food, and items for family members with special needs and pets. Every household is wise to have all papers in a waterproof and safe spot and a list handy of anything that would need to be taken with the family on an evacuation.
Flood insurance is also an important part of a recovery plan for homes and businesses. Families and small businesses that are properly insured are much more likely to fully recuperate financially from an event with some stability than those that struggle and face uncertainty without those resources.
Flood insurance is for everyone. Residential structures outside the flood zone can still flood. Renters can prepare as well for as little as $100 per year for a contents policy. Can you afford to replace all of your furniture and personal belongings without insurance?
In an effort to make flood insurance affordable, the Parish continues to work to support discounts for every policy in the floodplain through Community Rating System participation. Currently there is a 15% discount in the Special Flood Hazard Area, and we are working hard to reach a 20% or even a 25% discount through our efforts this year.
Don’t forget to protect your small businesses, too. Nationally, 40% of small businesses never reopen after a flood event. If you can’t afford the insurance offered with your current building conditions, call the Planning Department at 873-6565 to see if there is a risk reduction option for you that might lower that cost.
As Parish President, I am working with our partners to avoid the need for flood claims to the extent possible. These preparations are part of the solution, not a replacement for flood insurance. This year we have completed many projects including this small selection below:
I appreciate the community’s continued faith in me and my administration to provide a safe and healthy environment in Terrebonne Parish, even with the new health challenges. However, every resident is a part of that effort, and I encourage each and every household and business to get flood insurance to protect the resilience of this community. We have already had one storm this season, and the rain itself threatens many structures. Let’s prepare together. Call 877-336-2627 or your local agent for more information or email FloodSmart@FEMA.DHS.gov.
Attached: The signed letter from President Dove.
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