Recovery Assistance & Mitigation Planning

Recovery Planner Jennifer Gerbasi


FEMA sending letters to policyholders to clearly communicate flood risk

Tuesday January 31, 2017 03:23 pm

FEMA sending letters to policyholders to clearly communicate flood risk

Please see the attached information from FEMA regarding mailings that will be going out to all policy holders. The Homeowner Flood Insurance Affordability Act of 2014  requires FEMA to clearly communicate true flood risk to individual property owners. To meet this requirement, FEMA is writing to all National Flood Insurance Program (NFIP) policyholders to explain their current policy rating and discuss how and when Elevation Certificates can be useful. Because policies are not all rated the same and information varies, the letter encourages each policyholder to contact his or her insurance agent or company to discuss the letter and their specific insurance rating options.  The letters are intended to be sure that the policy owners understand their flood risk, and the relationship between the cost of their policy and that risk.  The letters also provide links to materials that have tips on how a homeowner might reduce their flood risk and lower their premiums. 


The policy holders are not being asked to take any particular action, nor do the letters signify a change in the person’s policy.  They are informative only.  The letters are specific to the type of property owner, so to see each form letter content, go to

Related Information

FEMA Original Release
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