Recovery Assistance & Mitigation Planning

Recovery Planner Jennifer Gerbasi


Flood Insurance Policy Renewal Extended Temporarily due to Hurricane Ida

Wednesday September 29, 2021 04:42 pm

Terrebonne Parish

Department of Planning and Zoning

Recovery Assistance and Mitigation Planning

FloodSafe Minute

To decrease the chance of a coverage lapse caused by disruptions from Hurricane Ida, the NFIP has extended the 30-day grace period for receipt of the renewal payment after a policy’s expiration date.  This extension applies to policies with expiration dates beginning July 27, 2021, through and including September 26, 2021. The NFIP insurer must receive the appropriate renewal premium for these policies within 90 days of the expiration date to avoid a lapse in coverage.

For example, for a policy insuring a property with a policy expiration date of August 15, 2021, the NFIP insurer must receive the renewal premium payment on or before November 12, 2021, to avoid a lapse in coverage.

If a policy expires after an expiration date of September 27, 2021 or later, the normal 30-day grace period for receipt of the renewal premium will apply.

About 200 claims have been made by Terrebonne Parish policy holders for Hurricane Ida, and none are registered from Hurricane Nicolas.  Maintaining flood insurance is paying off for these residents and assisting in rebuilding their homes, businesses and lives. 


Related Information

NFIP Announcement and Details
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