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Department of Planning and Zoning
Recovery Assistance and Mitigation Planning
Flood Insurance Grace Period Expiring for Some Policies
Due to COVID-19, the National Flood Insurance Program extended the usual 30-day grace period to renew a policy to 120-Days. This is still ongoing, but those policies that were extended in the spring are coming due. Failure to renew a policy at the end of the grace period will lose any grandfathering from continuous coverage. A new policy would need to be purchased, which may lose some benefits of the lapsed policy. Please see below for details provided by the National Flood Insurance Program Regional Office.
There are over 5,000 NFIP policies in Louisiana set to lapse in the next seven weeks.
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